A person who works hard every day does so to achieve something — because every achievement holds a certain value, and that value can only be earned through hard work.
Now imagine you worked really hard — you will earn a value in return.
This value can be in various forms, such as:
A promiseMoney (which itself is a kind of promise made by the government to its citizens)
KnowledgeExperience
Or even Happiness
Similarly, hard work can come in different forms too:
FarmingHelping someoneSolving problemsContributing to someone’s task, and so on.
🎯 Relationship Between Value and Achievement
When you earn a value through your efforts, you can use that value to achieve a specific goal.
Let’s say:
You earned more value than required for a particular achievement
You achieve that goal, and still have leftover value
Now, if you use that remaining value to get something from your friend or neighbor (a new goal, asset, or resource), and you use it to generate even more value, people start to see you as a valuable person — what we call a rich person.
In simple terms, here value = money in real life.💹 This Is the Game of FinanceWhenever you earn value through hard work and use that value to create even more value, you are essentially playing the game of finance.
And if you begin to understand how others earn value, how it increases or decreases — then you are starting to understand Finance itself.🧠The Practical Way to Understand FinanceIf you're trying to achieve something big using what you've earned, you’re entering the world of finance — even if you don’t realize it yet.To truly understand finance in real life:
Start by observing how value changes in daily life
Why something becomes expensive or cheap
Why people earn more or less over time
This daily interaction with value is the real learning ground of Finance.
Example
🔹 Real-Life Finance Scenario
Let’s say Rahul is a barber. Every day, he earns ₹1000 by cutting hair for 10 customers.
Out of that ₹1000, he spends ₹600 on food, rent, and daily expenses. He saves ₹400 — this is his leftover earned value.
Now Rahul decides to use this ₹400 to buy a hair-cutting machine that helps him work faster. The machine costs ₹1200, so he saves ₹400 for 3 days and buys it.
After buying the machine, he is now able to cut hair for 15 people a day — and earns ₹1500 daily.
Conclusion
💡 Conclusion
Finance is nothing but the strategic management of value.
If you are trying to grow the value you earned, make the best use of it, or understand how it works — then you are already learning finance.
🧾 Finance Kya Hai? – Ek Real Life Explanation
Mustak Aalam July 7, 2025
Introduction
Ek person jo pura din hardwork karta hai kuch achieve karne ke liye, wo isliye karta hai kyunki us achievement ki ek value hoti hai. Aur wo value tumhe tab milti hai jab tum mehnat karte ho.
Ab maan lo tumne bahut hardwork kiya, to us mehnat ka tumhe ek reward ya value milega. Ab wo value kisi bhi form me ho sakti hai:
Koi promise,
Money (jo ki ek tarah ka promise hi hota hai jo government apne citizens se karti hai),
Knowledge,
Experience,
Ya Happiness.
Isi tarah se hardwork bhi alag-alag form me ho sakta hai:
Farming karna,
Kisi ki help karna,
Problem solve karna,
Teamwork me contribute karna, etc.🎯 Value Aur Achievement Ka Rishta
Jab tum hardwork karke ek value earn karte ho, to tum us value ke badle me apna desired goal achieve kar sakte ho.
Maan lo tumne jitni value earn ki hai, wo us goal se zyada hai — to tum:
Wo goal achieve kar lete ho
Aur tumhare paas extra value bhi bach jaati hai
Ab us extra value ko tum kisi aur goal, product ya relationship me invest karte ho.
Maan lo tum apne dost ya padosi se kuch aur cheez le lete ho us value ke badle, aur us cheez se aur value kama lete ho, to dheere-dheere:
Logon ki nazar me tum valuable ban jaate ho
Aur hum ise hi "rich person" kehte hain
Aur yahan "value" ka matlab hi money hai — kyunki real life me hum mostly money ke form me hi exchange karte hain.
💹 Yahi Khel Hai Finance Ka
Jab bhi tum apne hardwork se koi value kamaate ho, aur us value ka istemal karke aur bhi zyada value kamaane ki koshish karte ho — to yahi value ka exchange aur value creation ka process hi Finance kehlata hai.
In reality, yeh value mostly money ke form me hoti hai.
Aur agar tum dusron ke value earn karne ke tareeqe aur uske peeche ke logic ko samajhne lag jaate ho, to iska matlab tum Finance ko samajhne lage ho.🧠Real-Life Finance Ko Samajhne Ka TarikaJab bhi aap kuch kama kar kuch bada karne ki soch rahe hote ho, to samajh jao:
Aap Finance ke concept ko experience kar rahe ho
Daily life me kisi bhi value ke badlav ko samajhna (kyun badh rahi hai ya ghat rahi hai), yeh hi Finance ka real understanding hai
Chahe woh petrol ka price ho, share market, rental value, ya salary — sab finance ke principles pe based hote hain.
Example
🔹 Hinglish Example: Finance Ka Real-Life Scene
Maan lo Rahul ek barber hai. Wo har din 10 logon ke baal kaat kar ₹1000 kamata hai.
Ab us ₹1000 me se ₹600 usne khana, rent, aur daily use ke cheezon me kharch kar diya. ₹400 bacha liya — ye uski extra earned value hai.
Ab Rahul ne socha ki ye ₹400 se wo ek hair-cutting machine le le, jisse wo zyada clients ka kaam tezi se kar paye. Machine aayi ₹1200 ki thi, to usne 3 din tak ₹400 bacha ke us machine ko kharid liya.
Ek baar machine aa gayi, to ab wo 10 ke jagah 15 logon ka hair-cut kar leta hai — aur daily ₹1500 kama leta hai.
Conclusion
💡 Conclusion
Agar aap kisi bhi value ko samajhne ki koshish kar rahe ho, usse grow karne ki soch rahe ho, ya uska best use karne ka plan bana rahe ho — to aap Finance seekh rahe ho.
